From Cottesloe to Bondi, Aussie crypto holders have had their eyes glued to XRP over the past couple of weeks, and for good reason. Ripple’s native token has been on a tear, posting impressive gains and sparking fresh optimism in the crypto community. So, what’s behind the rally? Where could the price be heading as we cruise through the second half of 2025?
XRP’s Mid-Year Momentum: What’s Driving the Price Up?
Big Players Are Backing In
One of the strongest indicators of a bullish trend is when the “whales” wallets holding millions of XRP start loading up. Over 610 million XRP have been snapped up recently by holders with between 10 million and 100 million tokens, showing serious confidence at the top end. This mirrors a similar accumulation pattern from late 2024 that kicked off the last rally.
BeInCrypto noted that this strategic buying spree aligns with previous market cycles that have led to breakouts. (source)
Technical Breakout Brewing
From a charting perspective, XRP has been coiling into what traders call a “price squeeze” where the highs and lows begin to converge. This often leads to sharp price moves once the squeeze resolves. With momentum indicators flashing green and volume ticking up, the stage looks set for a potential breakout beyond current resistance levels.
Institutional Backing is Strengthening
Ripple’s recent announcement that it’s partnering with banking heavyweight BNY Mellon to manage reserves for its RLUSD stablecoin adds further credibility. This move reflects Ripple’s broader push into traditional finance and offers yet another use case for XRP as a bridge asset.
As highlighted by FXStreet, this strategic alignment is seen as a strong signal that XRP’s role in global finance is maturing. (source)
Why XRP Matters for Locals
Aussies have always been fairly early adopters when it comes to fintech and crypto. With local exchanges like Swyftx and CoinSpot listing XRP since early on, the token remains one of the most held in Australia. Ripple’s promise of low-fee, cross-border transactions resonates with both everyday users and businesses here who are tired of the big banks’ fees.
As regulations slowly evolve and crypto gets more integrated into traditional finance Down Under, projects like Ripple that focus on compliance and utility are likely to get a warm reception.
Outlook for the Rest of 2025: Sky High or Sideways?
Looking forward, the outlook remains cautiously bullish. If XRP can break through its current resistance around the $2.50 USD mark, analysts suggest we could see targets between $3.05 and $3.47 USD by year’s end. That would mark a strong recovery and growth trajectory from the lows of 2023–2024.
However, if the breakout fails and the token is rejected at this level, a period of sideways consolidation in the $2.20 to $2.80 range could be on the cards.
Coinpedia suggests XRP’s resistance zone around $2.50 could be the final test before the next leg up. (source)
Buckle Up, but Keep Your Seatbelt On
For Aussie investors and crypto newcomers alike, XRP remains one of the most interesting tokens to watch in 2025. Between institutional growth, technical tailwinds, and growing whale activity, there’s plenty of fuel for another price leg up. But as always in crypto, nothing’s guaranteed, and volatility is just part of the ride.
So, whether you’re stacking XRP for the long haul or just watching from the sidelines, the second half of 2025 is shaping up to be a big one for Ripple and XRP.
This is not financial advice; do your own research.
Firstly, for those who don’t know me, I’m Scott, the driving force behind DeFi Life, where we’re revolutionising how Australians approach decentralized finance (DeFi) and the Education around it.
